Instant Quote & Bind
Monthly Payments
Low Rates

The phrase “Act of God” is an old insurance term used to describe claims that are natural and NOT human-based. Tenet’s insurance is written that includes everything, then we exclude coverages specifically.

Jewelry is not automatically covered. This automatically excluded coverage keeps your tenets insurance policy low. Jewelry is a very personalized item with some tenents not having any, so this allows you to select custom limit with our policy.

Your policy covers you from claims happening IN your residence, such as a guest falling down your stairs or a delivery person slipping, and it protects you internationally for property damage that you could inflict.

The landlord’s insurance policy protects their assets. The building itself, rental income from the tenants, and some cases, more permanent appliance (think shared laundry). Your tenets insurance protects your personal property.

When you start to add up your clothing alone, could you really pay for it all again out of pocket? When you factor in the low cost of tenets insurance and small deductible, how can you afford NOT to?

Natural disasters are very broad, especially in Canada. From snowstorms and hail to earthquakes on the west coast. It is imperative you refer to your wordings and talk to your broker about what you are anxious about. As natural disasters are often excluded and then brought back into a policy uniquely to them.