25,000 Tenants Can’t Be Wrong
TENANTS INSURANCE
- Get Multiple Quotes Instantly
- Low Monthly Payments
- Quick and Easy to Purchase Online
April 20, 2021, COVID-19 Update – Appointments required to see a broker. For more information, please click here to visit our COVID-19 Update.
Quote and Buy Instantly
Get multiple prices instantly with the option to purchase—our powerful technology makes it quick and easy to purchase insurance online 24/7. You will have your tenants insurance policy documents email to you in under 10 minutes!
Speak to an Actual Expert
Our broker platform not only makes buying Tenants Insurance easy but allows your broker to be more available to speak with. We can answer your questions, review your coverages, and help with what you need. Because our portal is doing the paperwork, we have more time to talk to you.
The Power of a Broker
Why buy your Tenants Insurance directly from an insurance company? You lose the power of the broker to advocate for claims and look after your renewal. Insurance Brokers have your best interest in mind!
Enjoy Perks of Programs.
Our brokerage focuses on program insurance. We can secure better rates and coverages by specializing in Condo and Tenants Insurance. We are focusing our specialty experience in this under-served insurance segment.
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- Tenants
$30,000 Personal Belongings Coverage
$1,000,000 in Liability
$5,000 Jewelry
Full Sewer Back up
Full Fire and Smoke Damage
$6,000 Additional Living Expense
- Condo
$30,000 Personal Belongings Coverage
$1,000,000 in Liability
$10,000 Jewelry
$500,000 Condo All Inclusive Protection
Full Sewer Back up
$50,000 Condo Deductible
$60,000 Additional Living Expenses
- Rented Condo
$25,000 Landlord Contents
$2,000,000 in Liability
Full Sewer Back up
$500,000 Condo All Inclusive Protection
Loss of Rental Income
$50,000 Condo Deductible
TENANTS INSURANCE COVERAGES
Learn about the 3 primary coverages for Tenants Insurance
BELONGINGS
Your STUFF Coverage! Ever take a moment and think about the value of all of your belongings? How much would it cost to replace all of it? This is exactly why you purchase Tenants Insurance. We replace your personal and treasured personal items. From socks to flat screen TV's, we give you the Protection Advantage.
LIABILITY
Accidents happen! Did you know that you could be personally sued? From accidents like a slip and fall on your premises or damaging someone else’s property, you need protection. This aspect of Tenant Insurance is usually never thought of, but is ever so important.
ADDITIONAL LIVING EXPENSES
Imagine disaster has struck the place where you cook, sleep, and put your feet up. It has been destroyed! What do you do now? Where are you going to sleep tonight? Where are you going to shower for work tomorrow, etc.? Additional Living Expenses Coverage gives you peace of mind. It looks after alternative accommodations and extra costs until you can come home again.
Frequently Asked Questions
The phrase “Act of God” is an old insurance term used to describe claims that are natural and NOT human-based. Tenants insurance policies cover almost all “Acts of God” such as – windstorm (tornado, hurricane), snow & hail, lightning, forest fires, rain and snow. Your policy can also be extended to cover earthquake and flood damage.
Jewelry is automatically covered up to $10,000 for condo policies and $5,000 for tenants policies. You can add specific items that exceed these limits.
Your policy covers you from claims happening IN your residence, such as a guest tripping on a carpet or a delivery person slipping on a walk you were suppose to shovel. It also protects you internationally for property damage that you could cause while on holidays (letting a tub overflow in a hotel room)
The landlord’s insurance policy protects their assets. This means the building itself, and some cases, more permanent appliances (think shared laundry). Your Tenants Insurance protects your personal property.
When you start to add up your clothing alone, could you really pay for it all again out of pocket? When you factor in the low cost of Tenants Insurance and the small deductible, how can you afford NOT to buy this protection?
Natural disasters are very broad, especially in Canada. From snowstorms and hail to earthquakes on the west coast. Tenants policy cover for most natural disasters (forest fires, tornados, even earthquake can be added).
The Founders
Chris and David Stark
Chris Stark, RIBO
Chris Stark and David Stark, a father & son broker team. They have always had a knack for creating what the insurance industry calls “program insurance”. They take a niche segment of insurance, like tenants, renters, and condo insurance and modernize it. By applying technology, 21st-century communication, and increased coverage they have taken this segment of Ontario renters & tenants insurance and propelled it the modern era. Their mission is to make your insurance purchase as simple as possible, while still answering all of your questions.
With Chris’s communication skills via multi platform channels and David’s insurance and technology skills, this father-son team make quite a pair. Yes, the old one is in charge of development! They have partnered with a Canadian Technology company to develop Tenants-insurance.com, an online information source, quoting engine and instant purchasing tool. Their goal is to make your insurance purchasing experience a positive efficient one. They are always available to help ensure you understand your policy and get the full protection you need for your Tenants Insurance.
David Stark, RIBO
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